GreenSky Credit Owns Nothing Physical While Turning Huge Profits

It’s important to own nothing if you want to be a billionaire. You don’t want your company to be mired by inventory, depreciation, loss or damages. You want to make money while owning nothing physical that can wear down, break, be stolen or lost. It’s a difficult idea that has been mastered by David Zalik and his company GreenSky Credit.

Humble Beginnings

You can read about David Zalik’s incredible story on Wikipedia or in Forbes Magazine. The guy never technically graduated from high school or college because he was advanced to Auburn University at the age of 14. At Auburn, he built computers from scratch and sold them to students. He rolled those profits into other companies before coming up with his GreenSky Credit idea that had him dropping out of college.

Ridiculously Simple

David Zalik’s GreenSky Credit idea connects homeowners to contractors for home improvements. It is a smartphone app that homeowners can use to procure a loan for home improvements which fuels more work for contractors. The app only approves those with great FICO credit scores. GreenSky Credit then takes these loan applications to a bank.

The bank funds the loan which means they take on all responsibility for the loan. In exchange for the loan, GreenSky Credit receives 1% of the spreadsheet annually. Contractors also cut the Fintech company 6% of each loan amount.

GreenSky Credit Own Nothing Physical

The Fintech company makes a ton of profit without any liability or ownership. The only thing that the company owns is the transaction itself. The bank owns the loan and all of its responsibilities while the contractors own all the inventory. After all, home improvements need to be performed with tools and supplies.

David Zalik has amassed a $2.5 billion fortune while owning nothing but a smartphone app. He’s the ultimate American middleman and it doesn’t seem to be slowing down anytime soon. If you want to make $1 billion just look at what this math prodigy has done in the world of financial tech. He owns nothing but profits off everything.

http://www.cisneyremodeling.com/financing-options-from-greensky-credit.html

Payments Industry – Western Union and PSI Pay

A joint venture between Western Union and PSI Pay has recently been attained. Furthermore, this partnership is an immediate consequence of many highly effective enhancements to the Western Union network. Hence, by having the capability to make full use of Western Union’s exclusive arrangements, clients can take advantage of an easy way to collaborate with tens of thousands of Western Union sites which happen to be present all over the world.

 

Moreover, electronic money, or e-money, is understood to be a digitized version of money on a technological apparatus which might then be utilized to pay for items. Therefore, PSI-Pay account holders can now make full use of all of these supplemental options designed to furnish them with a useful e-money mechanism. Consequently, these people can presently use the Western Union community to take care of their funds much more effectively. Apart from that, you might also want to bear in mind that the PSI-Pay network provides their clients with a reliable framework to collaborate with.

 

PSI-Pay is safe because the United Kingdom’s government regulates it. Also, this brand new capital transport capability makes it a straightforward endeavor to make use of digital computerized funds in today’s shifting electronic financial environment. As a consequence, you should be mindful that it matters little whether a client requires access to electronic or offline funds.

At the same time, you ought to know that as a result of this latest critical collaboration which will assist both partners, the PSI-Pay business is going to currently have the capability to connect to a brand new group of clients. These latest improvements are incorporating the essential organizational attributes with a plethora of participants. Additionally, as a result of the addition of the Western Union assets to the PSI Pay community, PSI Pay will now be in a position to reveal brand new expansion opportunities.

 

At the same time, the existing assortment of PSI-Pay customers is in a position to take advantage of the Western Union community to render the controlling of their money all the more convenient. This recent collaboration signifies that individuals who possess an ecoAccount wallet nowadays are capable of utilizing the Western Union community to contribute money to their ecoAccount wallet. Due to this fact, you ought to know that this innovative partnership currently allows for a more extensive network of customers to have the ability to discover that this company is in a position to fulfill all of their money management needs.

 

 

https://www.zoominfo.com/c/psi-pay-ltd/347918387

Up-Close with Bernardo Chua and How He’s Taking Organo Gold to Greater Heights

Bernardo Chua is undeniably a shrewd entrepreneur with a stellar reputation in the business world. As a prominent expert in the sales industry, Bernardo has harnessed his efforts into developing excellent brands of coffee and tea worldwide. Much closer to home, he is credited with introducing the Ganoderma crop to various customers both locally and beyond. Growing up in the Philippines, he became aware of polymore mushrooms and their distinguishing effect in developing coffee and tea. Bernardo capitalized on this incredible opportunity and became the pioneer in marketing the ganoderma herb and coffee in foreign markets. View Bernardo Chua’s full profile at LinkedIn

What Companies Has Bernardo Chua Created?

The astute businessman deemed it necessary to create a company that would elevate the Ganoderma herb. As the Founder and CEO of Organo Gold, Bernardo embarked on a mission to market his popular coffee and tea brands especially in the backdrop of immense success in the Asian markets. The Canada-based company boasts of over a million distributors worldwide and is currently considered to be the 55th largest direct selling enterprise globally.

The company’s subsidiary- Gano Excel has also been making a remarkable name for itself by offering high-quality coffee that doesn’t compromise on quality. Since its inception in 1995, Gano Excel strives to operate under an essential vision: “Provide health and wealth to every family.”

Bernardo’s Business Model and His Role in the Community

Bernardo Chua strives on a direct selling business model that has provided infinite returns. Such success can be attributed to relentless pursuit for education not only to develop high-quality brands but also stay ahead of the competition. By complying with strict guidelines for products and businesses, Bernardo has managed to win over millions of consumers while ensuring added peace of mind.

What Media Outlets Have Featured Bernardo Chua?

The highly ambitious businessman has been recognized by various media outlets courtesy of his expertise. His efforts have earned him accolades such as the Dangal Bayan Award for Enterprise and Industry in 2014. He has been feted by the National Shoppers Choice as the top direct selling enterprise in the food supplements section. More notable is the fact that Bernardo Chua has been honored on over five different occasions with the “Direct Sales Company of the Year” Accolade.

Follow Bernardo Chua : https://twitter.com/ogbernie

 

OSI Industries: Increasing Global Reach

OSI Industries: Increasing Global Reach

For the last five years, OSI Industries has been focusing primarily on the local and also foreign expansion. Likewise, since 1970, when Sheldon Lavin joined this firm, he has been fueling and directing the initial establishments and the developing global reach of the company. Some of the OSI’s recent acquisitions and purchases that will promote its reach and operations entail the following.

The Baho Food Acquisition

Baho Food Company manufactures snack foods and deli meats. Its food products are supplied in the Germany and Netherlands food services industries. The OSI industries acquired the Baho food plant to expand their services provisions, particularly in the Netherlands. This acquisition will also position OSI strategically to grow its services in the better part of Europe as Baho Food Company has various plant located in different countries within this continent. Baho has five strong subsidiaries, which are located in Germany and the Netherlands and it is operational in more than 18 countries in Europe. This way, the OSI group will be able to address the evolving needs of their clients within Europe promptly.

The Chicago Expansion

The Chicago expansion features the acquisition of the Tyson Food plant. This plant has an extensive floor space that is more than 200,000 square feet and many rooms, which will help to boost the production process for the North America clients. The acquisition of this plant will enable the OSI industries to address its growing needs in this region more effectively. Although Tyson Food plant was initially designed to handle the manufacture of poultry products, OSI firm is confident that they will be able to manufacture various products in this facility.

The Spain Expansion

The Spain expansion has established an additional production plant for OSI industries in Toledo, Spain. This move is aimed at boosting the poultry output in Spain, which is one of the major markets for poultry products. Prior to this acquisition, OSI poultry production was approximately 12,000 tons every year. However, after the new addition, this firm is now able to produce more than 24,000 tons annually. The Toledo plant has also undergone latest improvements to boost it receiving and refrigeration capabilities.

5 Ways to Increase Your Odds of Trading Success

This video is filled with powerful trading strategies that are coupled with a focused philosophy on trading stocks. The speaker reminds the audience throughout the video that it isn’t a video created specifically for day traders. The video starts by giving a quick overview that places intention for the rest of the video. The speaker says, “Successful traders are a different breed of person” and goes on to discuss the type of person who visits Netpicks to include a vast majority of people who are losing money in the market and want a change…

 

“Look for 65% Winning Percentage”

If you use this winning percentage, then the odds you are playing with are in your favor and as a rule, they will always be in your favor. But if the odds are too high, the risk is also too high. Netpicks advocates the “two thirds/ one third rule”, check (Facebook.com).

 

” Accept Reasonable Average Win to Average Loss Ratio”

A reward/risk ratio doesn’t always have to be incredible, as per Netpicks. This video discusses the ratio of 1:1 being acceptable and 1.5:1 being the most reward to wait for. Anything with a high reward to risk ratio might be incredibly unstable.

 

” Embrace Power of Quitting”

The speaker advises not to “overtrade” and to only trade when the market is in its best conditions for trading, during “prime time” for the market. It is worth looking for a “hard stopping point” in whatever type of stock you are trading, see (Linkedin.com).

 

” Accept Regular Losing Trades”

Single trades shouldn’t make or break you, but you must “outlast the whims of the market.”

 

” Can You Trade Your System Correctly 25 Times in a Row?”

The challenge is to get through 25 virtual trades without using your own money or someone else’s money. If you can do that, “you may be able to use real money.” Keep a journal to keep track of your emotions during this journey. Emotions, like “revenge trading,” may arise, reference https://www.crunchbase.com/organization/netpicks#/entity.

 

The trick of getting started with mountain biking by Michael Hagele

Mountains biking for so many people they will consider the game being among the list of the extreme sports like the aerial freestyle skiing. “The new golf” it’s what is referred to other people. If the person has the right equipment’s, the mind is positive, and his or her body is physically fit then for mountain biking it can be enjoyable to anyone. According to Michael Hagele who’s is an experienced enthusiast, “For beginners with time they will be able to progress to other high levels and gain more skills in just their pace.”

For beginners to be able to start then, they should start by attending the mountain bike skills camp. The programs that are available will equip a person with the right skills can be found at Mountain West, California, Northern Virginia and the U.S. The other option that is available is staring of the mountain biking with the help of a buddy or two, but he or she must be initiated to have the right skills. Read more about Michael at premiergazzete.com

The services that Michael Hagele will offer to many technology companies as the outside general counsel is him being the defense, internet and biotechnology industries. The technology companies  he has financed and founded several of them. Over the years of his career path, Hagele has been able to gain the needed skills when it comes to negotiation, closing technologies and drafting and the developments agreements in fields like software, telecommunications, and hardware fields.

Before he started off in his current practice, Michael Hagele offered his services to many venture capital backed internet companies being the general counsel in which he was responsible in the management of legal affairs like the employment issues, intellectual property, planning of the stock option and the corporate governance. Before that, he worked at Silicon Valley offices in the department of licensing and online commerce group. Michael attended the University of California that based in Berkeley where he got his J.D. and in the University of Lowa he attained his B.A.

Follow:https://twitter.com/Michael_Hagele_

 

Igor Cornelsen’s Success Story in Investment Banking

Mr Igor Cornelsen joined the Federal University of Parana back in1965. The Curitiba native studied both economics and engineering at the institution. His academic background prepared the way for an illustrious career that would follow.

Banking career

He began his journey in the banking sector shortly after completing his studies in 1970. Four years later Multibanco recognized his exceptional skills and gave him a place in their board. In 1976, he became the CEO of the investment bank. His fast rising career showed no signs of slowing down.

The first real setback came in 1978 when the Bank of America took over operations in Multibanco. Igor Cornelsen chose to walk away and Unibanco brought him on board. The uncontrolled inflation rate cut short his stay at Unibanco. He would later move to Libra Bank PLC in the mid 1980s. A door opened in the Standard Chartered Merchant Bank and he walked right through it. He represented Brazil while serving on the board.

After serving them for seven years, he opted to start an investment firm. He counted on his vast experience to make a difference in the lives of many. He did not have an easy time but at no point did he think of downing his tools.

His investment decisions are informed by the state of economy of well established nations. Most of the information he depends on is sourced from Reuters. He believes that they offer bias-free information that guarantees good returns for anyone who puts it to good use.

Word of advice

Aspiring entrepreneurs should pay less attention to opinion makers according to Igor Cornelsen. Global trends are more likely to provide an answer rather than market players’ opinions. He insists that decisions based on facts are able to stand the test of time.

He further explains than any entrepreneur should be wary of a conservative approach to business. He embraced this once and had a rough time as a result. The Brazilian failed to capitalise on his assets back in 2007.

Aloha Construction Provides The Best Service

The company that started out as a small, family-owned business was able to meet their ambitious goal of completing 20,000 roofing jobs in the state of Illinois in 2017. The Aloha Construction company has vastly expanded in the past 10 years. They now have offices in Bloomington and in Zurich. This company is known for more than just their hard won experience. The Aloha Construction company is also a company that gives back to the community.

It may be a good idea to hire a company that you can trust. These kinds of companies are usually the ones that give back to the community in different ways. Their generosity and charity are a clear indicator of their leadership. The company and its leadership is constantly looking for new and better ways to give back to the community. They do this by supporting their local sports teams through their sponsoring. The teams that they sponsor are the Kane County Cougars, Flying Aces Hockey, Bloomington Thunder, and the football team at Lake Zurich High School.

As if that weren’t enough, this philanthropic company is donating $5 for every assist that is scored in the men’s and women’s basketball games. The do this through a partnership that they formed with the Illinois State University Athletics and Camp One Step. Aloha Construction has been an essential part of their community for years. Their success and continuous charity has earned them trust and respect.

The Aloha Construction company has yet another method of providing excellent services. Aloha Construction helps the people finance the job itself. People don’t always have the finances necessary for expensive exterior home repairs. The Aloha company helps the people make payments that they can afford. They are able to do this by yet another partnership. Aloha company is partnered with Synchrony Financial to make payment as easy as possible for the people.

There you have it. Aloha Construction helps the people with their financial issues, gives back to the community, and has won the BBB Torch award. Not many more credentials are necessary to support the fact that they are #1 in their field of business.

 

https://www.homeadvisor.com/rated.AlohaConstructionInc.25270995.html

GreenSky Credit Strengthens its Relationships with the Small Financial Creditors

There is nothing as frustrating as being subjected to tedious processes of loan application, especially when you need the fund for emergency purposes. This has happened to many people during their borrowing process, which in some instances have distracted the progress of the borrower’s projects. If this has ever happened to you or your friend, or even a relative, then your worries should cease immediately. This is because GreenSky Credit has invented a new online platform that connects the customers directly to their financial lenders, which enables their loans to get processed and approved within the platform and within a short period, their borrowed funds remitted into their banks. All this happens without the customers moving an inch. They only need to have a smartphone or a computer and some internet and all the processes done in the comfort of their houses.

GreenSky Credit has been in operation for more than a decade, and since its foundation, the organization has continued to show remarkable growth that can be attributed to many factors. The company, being a financial institution, does not offer credit facilities to individual customers. Instead, they support the lending institutions and other creditors in their operations by offering financial support to them, hence boosting their capacity to lend more to their borrowers and also to a larger number of customers. The most impressive bit about the new platform that GreenSky Credit has adopted is that customers of the individual lending firms do not need to visit the firms for them to access the credit. They have provided a utility that enables them to visit GreenSky Credit’s website, and all the required processes and approvals are done online.

The current CEO of the firm has also been a critical success factor for the firm. Through his proficiency in credit and debt management, David Zalik, who also owns more than half of GreenSky Credit, has managed to spearhead the company’s growth to the extent that it has been named one of the best lenders in the US. Zalik has also motivated his junior staff to establish strong relationships with the small financial lenders so that they can leverage on their customer base.

https://www.cnbc.com/2017/05/25/how-greensky-billionaire-david-zalik-built-a-tech-empire-from-age-14.html

The Stream Energy Cares Foundation

The stream energy has made one of the noblest moves, which features establishment of the stream cares foundation. This is one of their newest philanthropy foundation aimed at helping the community within Texas. Since time immemorial, stream energy, and its entities have been on the forefront when it comes to giving back to the community and more so helping the victims of the hurricane Harvey to recover and build up their lives. Similarly, they have also extended their reach to the homeless and veterans living in Dallas for years. Stream energy has also held a reputable relationship with some of the most renowned organizations like the Salvation Army and the habitat for humanity.

Their Operations

Stream energy is better known for effective marketing of the energy services via a direct selling method. With this unique approach, this firm can offer services to its clients at a considerable low cost. The money they save through this marketing approach is channeled to improvement and well-being for others. For instance, they can supply electricity, gas and other home services at unbeatable cost. To this end, they are always devoted to becoming an essential part of the community that they serve. This is why the better part of the profit that they earn is plowed back into the community.

Collaboration with Other Affiliates

Stream energy parts with other organizations to better their operations and extend their reach. For instance, they work closely with the hope supply company to uplift the lives of communities living in Dallas and its environs. To this end, the two organizations work together by offering the homeless school supplies, clothing, diapers, and other necessities. Additionally, the steam energy facilitated more than 1000 children to attend the splash for hope events, which are hosted by the hope supply company. This event offers the homeless kids an occasional opportunity to have some fun. The establishment of the stream care foundation has opened up a new chance of the stream energy company to improve lives of the less fortunate in Dallas and across the world. Similarly, this foundation is also an established way to give back to the community.

https://www.gazetteday.com/david-faranetta-new-cfo-for-stream-energy/